Posted on May 16, 2018 by Erica
Last updated: May 16, 2018 07:05

5 Important Tips for First Time Home Buyers

Back view of happy family is standing near their modern house and hugging

Buying your first home is one of the most exciting, and stressful times in your life. This is probably the largest purchase you have ever made! Here are 5 of the most important tips for first time home buyers.

Stay Within Your Budget

A mistake that a lot of homebuyers make is finding out the maximum amount of money that they will be approved for, and spending all of it. Just because a lender would be willing to loan you a certain amount of money, does not mean you should borrow that much.

Sit down and make your own monthly budget, and figure out how much money you would be comfortable spending on a mortgage each month. How much you are willing to put towards a mortgage will depend not only on your income, but also where your money goes each month.

If a considerable amount of your paycheque goes to entertainment and dining out each month, you should consider that while doing your budget. The last thing you would want is to be able to afford your mortgage payments but not the things you enjoy doing! Continue reading →

5 Important Tips for First Time Home Buyers

5 (100%) 1 vote

Posted on May 15, 2018 by Joseph Webb
Last updated: May 15, 2018 05:49

Why You Need Help of REO Asset Management Companies

The concept of REO management has gained popularity over the last decade. This is due to the disbalances in the economy and needs for professional help. Continue reading →

Why You Need Help of REO Asset Management Companies

5 (100%) 1 vote

Posted on March 28, 2018 by Lily Colins
Last updated: Mar 28, 2018 07:45

Real Estate Joint Ventures, Transactions & Corporate Lawyers

A real estate joint venture poses a lot of headaches for the people at the top of the partnership, and they will often claim that they have one of the toughest jobs in business. This comes as no surprise since it is their job to ensure that they meet the strategic, financial and operational expectations of their shareholders.

The Continue reading →

Real Estate Joint Ventures, Transactions & Corporate Lawyers

5 (100%) 1 vote

Posted on March 22, 2018 by Bob Gorman
Last updated: Mar 22, 2018 15:20

Home buying: how to sharpen your negotiation skills and save money

Are your negotiation skills really as good as you think they are?

So, while you may think you’ve got the skills to negotiate the best deal when buying a new home, you don’t want to leave it to chance. After all, this is no small ticket item; you’re going to be negotiating a deal on a property worth a few hundred thousand dollars or more.

According to a recent survey, Continue reading →

Home buying: how to sharpen your negotiation skills and save money

5 (100%) 2 votes

Posted on March 6, 2018 by James
Last updated: Mar 6, 2018 02:40

How To Get Out Of The Debt Trap

Debt is a word that is not new to me. I have practically been in debt for God knows how many years. It all started with the credit card. I had just started working and the money I was earning was getting spent faster than I could earn it. The long nights out with my friends, the innumerable trips to God knows where, just to have a good time, was taking its toll on me. I was thinking of getting a payday loan when by chance I glanced in my mail and found that I was eligible for a credit card at 0% interest. It was an offer that was too good to believe. I immediately opted for it. The limit I had was spent so soon, I did not even know what I had used it for. The following month I could not pay the amount I had spent, so I paid the minimum amount for repayment. I was making the minimum payment for a few months and I chanced upon the credit card statement. To my dismay I found that I was being charged a hefty rate of interest for my spend. I contacted their customer service only to find that I had failed to read the fine print. Continue reading →

How To Get Out Of The Debt Trap

5 (100%) 1 vote

Posted on September 29, 2017 by Chie Suareztac
Last updated: Sep 29, 2017 07:45

4 instances where loans aren’t a bad idea

The car broke down and need to have it checked? An emergency occurred that you need to shell out a few bucks for? Flat-out struggling each day living paycheck to paycheck?

Admit it: we’ve all been in that situation and let me tell you, it is ugly. It’s bad. However, that’s just how life is—it throws us challenges we can soldier on and overcome. When is it really okay to resort to lending services to cover for your financial woes? Here are 4 acceptable scenarios where it’s completely fine:

Continue reading →

4 instances where loans aren’t a bad idea

5 (100%) 1 vote

Posted on September 9, 2017 by Mick Dobson
Last updated: Sep 9, 2017 15:14

Mortgage Insurance

A home owners worst fear is missing your mortgage payments. This could lead to repossession and this is why mortgage protection can be a really effective product. However, lots of people pay a crazy amount of money for mortgage protection when they don’t need to.

Unfortunately some of us get sick and this leads to us not being able to work. Long-term sickness that prevents you from working or redundancy can hit you hard. It often comes when you least expect it and that’s why we should plan for this. Basically, mortgage protection insurance means your monthly repayments get covered if you can’t pay them. Typically a policy will cover your payments for a couple of years and will pay around 65% of your income or £2,000 a month. It’s usually whatever is lowest. This provides you with the protection you need when you need it the most. Continue reading →

Mortgage Insurance

5 (100%) 1 vote

Posted on August 7, 2017 by Raphael Rico Zamora
Last updated: Aug 7, 2017 06:30

7 Tips on How to Avoid Real Estate Scams

License: Image author owned

Only foolish people will think they couldn’t be fooled by uninitiated, dishonest individuals when making real estate transactions. Whether you’re planning to invest in a Continue reading →

7 Tips on How to Avoid Real Estate Scams

5 (100%) 9 votes

Posted on June 5, 2017 by realtyWW
Last updated: Jun 5, 2017 11:49

Rising Electricity Prices Are A Blow To Many People

It is important that people keep on top of all of their household bills. It is obviously essential that people prioritise their mortgage or rental payments each month, but after this, there are many essential bills that have to be paid. With many of these bills on the rise, it can be difficult for a lot of people to keep their head above water and stay on top of their comings and goings. This is why the news that an energy provider is set to raise their charges for the second time in a year will come as a blow for many people. Continue reading →

Rising Electricity Prices Are A Blow To Many People

5 (100%) 1 vote

Posted on May 16, 2017 by realtyWW
Last updated: May 16, 2017 08:06

Stock Price Synchronicity And Analyst Coverage In Emerging Markets

Introduction

There always has been the needed to assess the role that is placed by security analysts in the emerging markets. The desire is informed by the establishment that stock prices in the emerging markets move more together than the situation is in the developed markets. The implication of this finding is the suggestion that there is less first customized information in the emerging markets. In this case, the assertion is that the emerging markets are characterized by weak property rights which consequently discourage informed trading, preventing firm specific information from being integrated into the stock prices.

The emerging market’s lack of firm specific information is associated with a number of factors that include minimal regulations as well as dismal enforcement of information disclosure. There is the challenge posed by low degree of voluntary disclosure as well as corporate transparency and that most companies in the emerging markets are either owned by families or affiliated to groups making it difficult to collect the information. Continue reading →

Stock Price Synchronicity And Analyst Coverage In Emerging Markets

5 (100%) 1 vote

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