You probably know that banks offer special, more attractive terms for first time home buyers. And it’s not because they are so good and generous and supporting on new families (that is who the first time buyers usually are). It’s because the decision to buy a house is one of the hardest and most responsible for more people, and it’s a little bit easier to make up your mind if you are offered an extra discount or other type of benefits.
Saving money for down payment, having a good credit score, finding the perfect house, etc., etc. These are all important things, and there is no way to avoid them. But there are also other thing, not directly related to the house, though directly related to your future life and comfort in the area. Continue reading