Buying a home can be an extremely stressful and time consuming feat to overcome, with all of the financial credit checks and hoops you have to jump through, but if you have only just been granted citizenship, does this mean that it can be even harder for you to buy a home? Obtaining a mortgage as a foreigner is something that is scarcely discussed, but as more and more people choose to settle in the UK, it’s important to explore all of the options and to make sure that everything is made clear throughout the process.
The process comes down to two deciding factors – whether or not you are a UK national, and how long you have lived and worked in the UK for.